Living in Jakarta as an Expat: What We Need to Know Before Moving

Mar 19, 2025 | Expat Life

Living in Jakarta as an Expat – Moving to a new country can be an exciting yet daunting experience, and Jakarta, Indonesia’s bustling capital, is no exception. The city is an economic powerhouse and cultural hub, attracting expatriates from all over the world. However, before you pack your bags, there are several things you need to know to ensure a smooth transition and to make the most of your experience. This guide will help you understand Jakarta’s climate, social life, neighborhoods, and much more to prepare you for your move.

What’s Living in Jakarta as an Expat like?

Living in Jakarta as an expat presents a unique blend of opportunities and challenges. As the capital city of Indonesia, Jakarta is a bustling metropolis with a thriving economy, diverse culture, and vibrant expatriate community. However, it is not without its difficulties, including traffic congestion, air pollution, and cultural adjustments. Here’s an expert overview of what living in Jakarta as an expat is truly like, backed by statistical data to provide a clearer picture of this dynamic city.

Expert Says:

1. Job Market and Economic Opportunities

Jakarta, Indonesia’s economic hub, hosts many multinational companies and offers abundant career opportunities. With a GDP of USD 1,160 billion in 2022, Jakarta drives Southeast Asia’s largest economy and attracts foreign professionals with high-paying jobs and regional corporate headquarters.

2. Cost of Living

Jakarta offers a lower cost of living than cities like Singapore, Tokyo, or Hong Kong, with affordable rent and daily expenses. However, expatriates may face higher costs for imported goods and services like international schools and healthcare.

3. Cultural Diversity and Social Life

Jakarta is home to a dynamic expat community of over 10,000 people from countries like Japan, South Korea, the US, and the UK. This diversity enriches the city’s social and cultural life, offering expats a range of international restaurants, clubs, and social clubs.

Read also: Tips for Finding a Job as an Expatriate in Jakarta

Statistical Data:

To give you a more concrete understanding of living in Jakarta, here are key statistics about the city:

1. Cost of living in Jakarta for expats

According to the Mercer 2020 Cost of Living Survey, Jakarta is one of the more affordable cities for expatriates, especially compared to cities like New York or London. Renting a one-bedroom apartment in the city center typically costs USD 400-600 per month, while a meal at a mid-range restaurant averages USD 10-15, and street food can be found for as little as USD 1-3. Utilities such as electricity, water, and internet generally cost USD 80-150 per month, depending on usage and provider.

2. Traffic and Transportation

Jakarta is known for its severe traffic congestion, with the TomTom Traffic Index 2020 ranking it among the most congested cities globally, where driving during peak hours takes 61% longer than in free-flowing conditions. To alleviate this, the city introduced the Mass Rapid Transit (MRT) system in 2019, which covers about 23 kilometers and has eased commuting. However, many expats still rely on personal cars or ride-hailing services like Grab or Gojek, particularly in areas not served by the MRT.

3. Air Quality

Jakarta struggles with significant air pollution, which can be harmful to health, especially for individuals with respiratory issues. According to the World Air Quality Index (WAQI), the city’s air quality often reaches unhealthy levels, particularly during the dry season, with an average Air Quality Index (AQI) over 100, which is considered “unhealthy for sensitive people.” Expats should consider this when evaluating living conditions in Jakarta, as it may require precautions like using air purifiers or limiting outdoor activities on days with high pollution levels.

4. Healthcare

Jakarta offers several world-class healthcare facilities, including international hospitals like Rumah Sakit Pondok Indah and Siloam Hospitals. While the city has over 20 hospitals with international standards, healthcare costs can be high, particularly for expats who rely on private healthcare. According to the World Health Organization (WHO), Indonesia’s health system is well-established in major cities, but many expatriates choose private insurance to access higher-quality services.

5. Safety and Security

Jakarta is relatively safe compared to other major cities in Southeast Asia. The overall crime rate is moderate, but like in any large urban area, petty crimes such as pickpocketing can occur in crowded spaces. Expatriates are generally advised to exercise caution in certain districts and avoid poorly lit areas at night. Jakarta is also known for having a robust police presence, particularly in central areas.

6. Expat Population

Jakarta’s expat population is diverse, with many expats working in the country’s booming industries. According to the Indonesian Ministry of Manpower, Jakarta houses over 10,000 expatriates, with the largest communities coming from Japan (28%), South Korea (15%), and the United States (12%). Expats are also involved in various sectors such as technology, hospitality, education, and healthcare.

Language: Mastering Bahasa Indonesia for a Smoother Life in Jakarta

Bahasa Indonesia is relatively easy to learn, with simple pronunciation and grammar, making it accessible for English and other European language speakers. It uses the Latin alphabet and lacks complex tenses or conjugations. While many people in Jakarta are fluent in English, speaking Bahasa Indonesia helps expats connect with locals more deeply, whether it’s ordering food, bargaining, or asking for directions. It’s a respectful effort to engage with the culture, and locals greatly appreciate it. Learning basic phrases like “Selamat pagi” (Good morning) and “Terima kasih” (Thank you) can make everyday interactions more comfortable and enhance your experience in Jakarta.

Jakarta’s Climate: Embrace the Heat, Rain, and Everything In Between

Jakarta has a tropical monsoon climate, with high temperatures and humidity year-round. The temperature typically ranges from 25°C to 33°C (77°F to 91°F), with the hottest months being from March to June. The city experiences two seasons: the rainy season (November to March), marked by heavy afternoon showers, and the dry season (April to October).

living in jakarta as an expat
Source: Fair Observer

Expats from cooler climates may find the heat and humidity challenging, so it’s important to stay hydrated, wear breathable clothing, and ensure proper ventilation or air-conditioning in living spaces. Over time, you’ll adapt and learn to enjoy Jakarta’s climate despite its challenges.

Meeting People and Making Friends

Jakarta is a melting pot of cultures, with people from all over Indonesia and the world living and working in the city. For expats, building a social network can take time, but there are many opportunities to meet people through close-knit expat communities.

Joining expat-focused social clubs or online groups on platforms like Facebook, Meetup, and LinkedIn is an easy way to connect with others who share similar interests. Jakarta’s thriving business environment also offers abundant networking opportunities in industries like finance, hospitality, technology, and healthcare, with professional events, seminars, and conferences providing additional ways to expand your network.

The Best Neighborhoods for Living in Jakarta as an Expat and What They Offer

Jakarta is a sprawling metropolis, and choosing the right neighborhood to live in can significantly impact your experience as an expat. Several areas in Jakarta cater to expatriates, offering modern housing, amenities, and proximity to international schools and business centers.

1. Kemang

A bustling expat hub, Kemang is known for its vibrant nightlife, trendy cafes, and a wide range of dining options. With diverse housing options, from apartments to family homes, Kemang offers a perfect blend of convenience and social energy. Expats flock here to enjoy a lively community atmosphere, making it an ideal spot for those looking to socialize.

2. Pondok Indah

Known for its suburban charm, Pondok Indah is a well-established residential area offering spacious homes, greenery, and a family-friendly environment. It has several international schools and is close to major shopping malls such as Pondok Indah Mall and The Sultan Hotel & Residence.

3. Central Jakarta (Menteng)

Menteng is one of the oldest and most prestigious neighborhoods in Jakarta. It’s ideal for those who want to live close to the city’s business and cultural centers. Menteng features beautiful colonial-style homes, green spaces, and a laid-back atmosphere. It’s perfect for expats who prefer a quieter area but still want to be near the city’s amenities.

4. Thamrin & Sudirman

These areas are located in the heart of Jakarta’s central business district. They offer luxury apartments, high-end restaurants, and offices, making them suitable for professionals who want to live near their workplace. This district is bustling with activity and is ideal for expats who enjoy the vibrancy of city life.

5. Cilandak

Known for its peaceful surroundings, Cilandak is another great option for expats seeking a quieter retreat. The neighborhood boasts a range of international schools, making it a favorite among expat families. With plenty of expat-focused facilities, cafes, and shops, it offers a balanced lifestyle with easy access to major business districts.

6. Kuningan

A prime area for both residential and commercial living, Kuningan is home to many embassies, international businesses, and luxury residences. The neighborhood’s excellent infrastructure, including top-tier restaurants and malls, combined with its proximity to Jakarta’s business district, makes it a go-to location for expats looking for a mix of work and leisure.

Read also: The Estimated Cost of Living in Jakarta for Expatriates

Shopping in Jakarta: From Luxury Malls to Bustling Markets 

Jakarta is a vibrant shopping destination catering to all tastes and budgets. For luxury shopping, explore malls like Grand Indonesia and Plaza Indonesia, offering global brands, gourmet dining, and entertainment.

Grand Indonesia Shopping Mall Jakarta (Source: Kayak)

For a more authentic experience, visit bustling markets like Tanah Abang and Pasar Baru, filled with textiles, fresh produce, and local goods.

Tanan Abang Market (Source: Perumda Pasar Jaya)

If you’re looking for bargains, flea markets such as Jalan Surabaya Market feature antiques, second-hand items, and handmade crafts, offering unique treasures.

living in jakarta
Jalan Surabaya Antique Market Jakarta (Source: Mokum Surf Club)

Whether you’re shopping for fashion, food, or souvenirs, Jakarta promises an exciting retail experience.

Supermarkets in Jakarta: Where Convenience Meets Variety

Jakarta offers a wide array of supermarkets that cater to both local and international needs, ensuring that expats can easily find everything they need for daily life. Whether you’re looking for familiar international products or fresh Indonesian ingredients, Jakarta’s supermarket scene has it all.

1. International Supermarkets

Major chains like Carrefour, Giant, and Hypermart are popular among expats and locals alike. These supermarkets carry a mix of global brands, from snacks and household products to imported groceries. You’ll find everything from cereals to toiletries, making it easy to stock up on familiar items from home.

2. Local Supermarkets

For those interested in exploring Indonesian flavors, local supermarkets offer fresh produce, meats, and spices unique to the region.

Source: A Journey Bespoke

From vibrant fruits and vegetables to traditional spices like turmeric and sambal, shopping at these local stores allows you to embrace the full range of Indonesian culinary ingredients.

3. Expat-Focused Stores

For specialty items or hard-to-find products, Kem Chicks and Farmers Market are great options. These expat-friendly supermarkets offer a selection of international products, gourmet items, and organic goods, catering to those seeking imported delicacies or healthier options. Jakarta’s supermarkets provide a convenient mix of local ingredients and imported luxuries, offering variety and accessibility.

Dining in Jakarta: From Local Street Food to International Delights

Jakarta’s culinary scene offers a wide variety of dining options, from local street food to fine dining, reflecting its diverse population. Local dishes like nasi goreng (fried rice), satay (skewered meat), and rendang (spicy beef stew) are popular, and the street food scene is rich with snacks like bakso (meatballs) and gado-gado (vegetable salad with peanut sauce).

Fine Dining Restaurants in Jakarta (Source: Harper’s BAZAAR Indonesia)

The city’s international population also brings a diverse range of global cuisines, including Italian, Japanese, Korean, Chinese, and Middle Eastern, with both high-end restaurants and casual eateries available throughout the city.

Read also: 5 Delicious Burger in Jakarta

Local Culinary: A Journey Through Indonesia’s Rich Flavors in Jakarta

Jakarta offers a rich array of Indonesian cuisine, with regional flavors from across the country. Here are some must-try dishes:

Nasi Goeng (Source: Kompas)

1. Nasi Goreng

Indonesia’s fried rice, often served with chicken, shrimp, or vegetables, and topped with a fried egg and chili paste.

2. Satay

Skewered and grilled meat (chicken, beef, or lamb), served with peanut sauce and rice cakes, popular as a street food.

3. Ketoprak

A vegetarian dish made with rice cake slices, tofu, vermicelli noodles, and a tangy peanut sauce, often topped with fried shallots, bean sprouts, and a hard-boiled egg.

4. Bakso

Meatballs made from beef or chicken, served in a savory broth with noodles, tofu, and sambal (spicy chili paste), a comforting street food.

5. Mie Ayam

Chicken noodle soup with seasoned chicken, yellow noodles, vegetables, fried shallots, and a savory broth, served with sambal for added spice.

These dishes capture the essence of Jakarta’s vibrant food scene and are essential to experiencing local flavors.

Read also: The Best Pizza Restaurants in Jakarta

Nightlife in Jakarta: From Chill Bars to Thrilling Clubs

Jakarta’s nightlife is vibrant and diverse, catering to all tastes and moods. For a relaxed evening with cocktails, head to Kemang, the city’s lively expat hub, where bars, lounges, and live music venues provide the perfect setting. For a more upscale experience, Sudirman and Thamrin are home to chic nightclubs and stylish bars, frequented by the city’s elite.

living in jakarta
Karnaval Thamrin Entertainment (Source: Herwin Gunawan Work)

If you prefer a laid-back atmosphere, Ancol and Jakarta Bay offer stunning waterfront views, ideal for enjoying a drink at sunset. Jakarta’s nightlife ensures unforgettable nights in the city that never sleeps.

Outdoor Activities in Jakarta: For Rest, Relaxation, and Recreation

Despite being a bustling urban center, Jakarta offers a surprising number of outdoor activities. The city is home to several parks and green spaces where you can enjoy nature and exercise.

1. Taman Suropati

Taman Suropati is a peaceful park in the Menteng area, popular with both locals and expats. It’s an excellent spot for jogging, picnics, or simply relaxing under the shade of trees.

2. Ragunan Zoo

For families with children, Ragunan Zoo is a great destination. It’s home to various species of animals and offers a fun and educational experience for visitors of all ages.

3. Ancol Dreamland

Ancol is Jakarta’s largest recreational park, offering everything from water parks to amusement rides. The park is situated by the coast and offers an excellent place for a family outing or a weekend escape.

Painful Gridlocks and the MRT Solution: Navigating Jakarta’s Traffic with Ease

Jakarta’s traffic congestion is notorious, often turning short trips into long ordeals, especially during peak hours. However, the newly introduced Mass Rapid Transit (MRT) system offers a faster, more efficient alternative.

living in jakarta
MRT Jakarta (Source: MRT Jakarta)

Connecting key districts, shopping malls, and residential areas, the MRT provides a convenient solution for commuters, particularly expats, looking to avoid gridlock. Praised for its comfort and reliability, the MRT is set to expand, improving urban mobility and making Jakarta’s traffic more manageable for all.

Culture & Social Norms: Navigating Jakarta’s Traditions with Respect

Living in Jakarta as an expat offers an exciting opportunity to immerse yourself in a rich cultural landscape, but it’s essential to be mindful of local customs and social norms. Indonesia is a predominantly Muslim country, and while Jakarta is a cosmopolitan and diverse city, traditional values still play a significant role in daily life.

1. Dress Modestly

In public places, especially religious or conservative areas, it’s important to dress modestly. Women are generally expected to cover their shoulders and avoid wearing revealing clothing, while men should avoid wearing shorts in more formal settings. Respecting the local dress code will help you fit in and show consideration for the culture.

2. Respect Local Traditions

Jakarta is home to a variety of cultural and religious groups, but Islamic values strongly influence social practices. Public displays of affection, such as kissing or holding hands, are generally frowned upon, especially in more conservative areas. It’s important to be aware of your surroundings and adjust your behavior accordingly.

3. Polite and Respectful Greetings

When greeting people, a polite and respectful attitude goes a long way. Handshakes are common, but they are usually softer than Western-style handshakes and may be accompanied by a nod or smile. If you are greeting someone of the opposite gender, wait to see if they extend their hand first, as some people may prefer not to shake hands with members of the opposite sex.

By following these cultural guidelines, you’ll not only show respect for local customs but also foster better relationships with your Indonesian friends, colleagues, and neighbors. Jakarta may be a modern, bustling city, but its deep-rooted cultural values remain an essential part of life.

Read also: Cultural Do’s and Don’ts in Indonesia

Destination: Pop, Cultural, Historical 

Jakarta is a city that beautifully blends its vibrant pop culture with deep cultural roots and a rich history. Whether you’re an art enthusiast, a history buff, or someone who enjoys the modern hustle, Jakarta offers something for everyone.

1. Cultural & Historical Landmarks

For those interested in Indonesia’s history, the National Museum is a must-visit, showcasing artifacts from ancient civilizations to the colonial period. It offers a great insight into the nation’s rich culture and heritage.

living in jakarta as an expat
Kota Tua Jakarta (Source: Jakarta Tourism)

Another historical gem is Kota Tua, Jakarta’s old town, where you can admire Dutch colonial architecture and cobblestone streets, providing a glimpse into the city’s past and its colonial influence. It’s a great spot for a leisurely stroll and photography.

2. Pop Culture & Entertainment

For those seeking modern vibes, Jakarta offers sprawling malls and entertainment complexes that cater to a trendy crowd. From the latest movies and live concerts to cutting-edge fashion, the city’s entertainment scene is full of energy. Combining rich history with contemporary lifestyle, Jakarta provides a diverse range of experiences, from historical landmarks to the latest pop culture trends, offering a dynamic cultural experience for every traveler.

Bank & Finance: Navigating Jakarta’s Financial Landscape with Ease

Jakarta boasts a strong and well-developed banking system, with both local and international banks offering a wide range of services to meet the needs of expats. Whether you’re looking to open a personal account, apply for a loan, or access online banking, Jakarta’s banks make managing your finances straightforward.

1. Popular Banks

Some of the most widely used banks by expats in Jakarta include Bank Central Asia (BCA), Bank Negara Indonesia (BNI), and Citibank. These banks provide a full spectrum of services, including savings and checking accounts, credit cards, and international money transfers. With a well-established network of ATMs and branches throughout the city, accessing your funds and conducting transactions is both easy and efficient.

2. Opening a Bank Account

Opening a bank account as an expat in Jakarta is straightforward as long as you have the necessary documentation. You will generally need to provide a valid passport, a residence or work visa, proof of address (such as a utility bill or lease agreement), and a minimum deposit, which varies by bank.

With these documents, you can typically open an account within a few days. Many banks also offer online banking services, allowing you to easily transfer money, pay bills, and manage your finances from your computer or smartphone.

Choosing Healthcare Based on District: Finding the Right Care in Jakarta

Healthcare in Jakarta is generally of high quality, with a number of international-standard hospitals and clinics to choose from. Expats are fortunate to have access to excellent medical facilities, but the choice of hospital or clinic may depend on where you live, as different districts in the city are home to varying medical centers.

1. Central Jakarta

For those living in Central Jakarta, hospitals like Jakarta Hospital and Medistra Hospital are highly regarded. These hospitals offer a full spectrum of medical services, including specialized care, emergency services, and advanced medical technologies. They are popular among expats for their English-speaking staff and international standards of care. Both hospitals are located in the heart of the city, making them convenient for residents of Central Jakarta.

2. South Jakarta

If you’re based in South Jakarta, RS Pondok Indah is a well-known healthcare provider for expats. This hospital is famous for its comprehensive range of services, from general healthcare to specialized treatment options in cardiology, orthopedics, and pediatrics. It has a reputation for high-quality care, modern facilities, and bilingual doctors, making it a top choice for those living in the southern districts of the city.

3. West Jakarta

In West Jakarta, Siloam Hospitals is one of the most prominent choices. Known for its excellent reputation in both local and international communities, it provides high-quality care, including surgical procedures, diagnostics, and specialist consultations. The hospital is easily accessible for those living in the western part of the city, and it boasts international-standard medical services.

4. East Jakarta

For those living in East Jakarta, RS Kanker Dharmais is a leading choice, especially for cancer care and specialized treatment. While not as large as some other hospitals, it offers excellent services in oncology and related specialties, catering specifically to patients in need of cancer care and advanced treatments.

5. North Jakarta

In North Jakarta, Pantai Indah Kapuk (PIK) Hospital is a popular option. With modern facilities and a wide range of services, this hospital provides everything from general consultations to emergency care. It’s a favorite for those living in the northern part of the city, especially in the rapidly developing areas of Pantai Indah Kapuk and surrounding neighborhoods.

Read also: Healthcare Facilities and Services in Jakarta for Expats

Education in Jakarta: A Guide for Expats and Locals Alike

Jakarta is home to a wide range of educational opportunities for both local and international students. Whether you’re moving with children or considering further studies for yourself, the city offers a variety of options, from international schools to renowned universities. Jakarta’s education system is diverse, providing ample choices to suit the needs of expatriates and locals alike.

1. International Schools

In Jakarta, expatriates often choose international schools offering curriculums from countries like the US, UK, Australia, and Canada. Located in expat-friendly areas like Kemang and Pondok Indah, top schools include Jakarta International School (JIS), British International School (BIS), Australian International School (AIS), and the French International School of Jakarta (Lycée Français). These schools offer high-quality education with modern facilities, but their fees are often high.

2. Local Schools

For families seeking more affordable options or wishing to immerse their children in local culture, Indonesian national schools offer quality education following the national curriculum. While fluency in Bahasa Indonesia is often required, many schools are becoming more internationalized, offering English-language programs or bilingual education in both Bahasa Indonesia and English.

3. Universities and Higher Education

Jakarta is home to several prestigious universities, including the University of Indonesia (UI), offering a wide range of programs in arts, sciences, engineering, and business. Binus University focuses on technology and innovation with programs in IT, business, design, and engineering. Trisakti University offers programs in architecture, law, business, and the arts, while Universitas Pelita Harapan (UPH) provides an English-language curriculum in various fields. These universities offer both undergraduate and postgraduate programs, often collaborating with international institutions for global exposure.

Living in Jakarta as an Expat – The Bottom Line

Living in Jakarta as an expat can be a rewarding experience. The city offers a mix of modern amenities, cultural richness, and a vibrant social scene. While the traffic can be a challenge, Jakarta is home to a growing infrastructure and offers plenty of opportunities for both personal and professional growth. By understanding the local culture, climate, and logistics, expats can make the most of their time in Indonesia’s bustling capital.

Read more: 10 Steps How to Overcome Culture Shock for Expats in Jakarta


Ready to Make Your Move to Jakarta?

Navigating life as an expat in Jakarta doesn’t have to be overwhelming. At EZPZ Jakarta, we help expats adapt to their new life in the city by offering personalized services that support your relocation and cultural adjustment. Whether it’s finding the best local accommodations, navigating local bureaucracy, or connecting with the expat community, we’re here to make your transition smooth and enjoyable.

Visit EZPZ Jakarta today to explore our comprehensive services and get started on your journey to a seamless, exciting life in Jakarta!

FAQ – Living in Jakarta as an Expat

What are the advantages of living in Jakarta as expat?

Jakarta is a melting pot of cultures, offering a diverse and vibrant cultural experience. With over 300 ethnic groups and various traditions, it provides an immersive environment for cultural exploration and appreciation.

What are the entertainment and lifestyle options available in Jakarta?

Jakarta offers a vibrant nightlife, extensive dining options, and over 100 world-class shopping malls. It is a shopper’s paradise with a wide range of entertainment venues, making it an exciting place to live.

How convenient is housing in Jakarta?

Jakarta offers a variety of housing options, from luxury apartments to more affordable rentals. Many apartments are strategically located near business centers, reducing travel time and enhancing quality of life.

What travel opportunities does living in Jakarta provide?

Jakarta’s strategic location allows for easy travel to exotic destinations within Indonesia and Southeast Asia, making it ideal for those who enjoy exploring new places.